Green Card Insurance

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Green Card Insurance

Green Card Insurance (International Motor Insurance) is a mandatory international policy required at customs when traveling abroad with your vehicle; it covers damages caused to third parties in the event of an accident.
With a single document, it provides protection in more than 40 countries, from Europe to the Middle East.
With Panacea Insurance, cross the borders without waiting.
Get your Green Card Insurance quote now and chart your route freely.

This information is necessary for us to prepare a customized offer for you.

What is Green Card Insurance?

If you are planning a road trip from Türkiye to Greece or Bulgaria and onwards for a European tour, you need a document just as important as your passport: Green Card Insurance. Officially known as the “International Motor Insurance Certificate,” it is the product of a system established in Geneva in 1949. It is the international equivalent of the Mandatory Traffic Insurance found in Türkiye.

This insurance covers the material and bodily damages caused to third parties in the event of an accident abroad where you are at fault, within the traffic insurance limits of that specific country. At Panacea Insurance, we prepare your policy in minutes so that you do not experience stress at border crossings or get turned back for lacking documentation.

Why is it Mandatory at Customs?

The 46 member countries of the Green Card System (including all EU countries, Azerbaijan, Morocco, etc.) prioritize the safety of their citizens and roads. When a foreign-plated vehicle enters their borders and causes an accident, they must guarantee that their citizens’ damages are compensated.

Consequently, customs officers ask for your Green Card Insurance policy immediately after passport control. If you do not have this document or if it has expired, your vehicle will strictly not be allowed entry. To avoid searching for insurance at exorbitant prices at the border, it is best to obtain your policy from Panacea Insurance before you set off.

What Does the Policy Cover?

The Green Card is essentially a “Liability Insurance.” Its scope includes:

Third-Party Material Damage: Damage caused to the other party’s vehicle, building, or public property along the roadside.
Bodily Injury: Compensation to be paid in the event of injury, disability, or death of the driver or passengers in the opposing vehicle.
Legal Protection: Legal support provided by the Green Card Bureau of the country where the accident occurred during potential lawsuits filed against you.

Important Note: Coverage limits are determined by the traffic insurance laws of the country where the accident occurs, not the limits in Türkiye. For example, if you have an accident in Germany, Germany’s (usually very high) compensation limits apply.

Does the Green Card Pay for My Own Vehicle?

This is the most common mistake drivers make. Green Card Insurance DOES NOT cover damages to your own vehicle. Just like the Mandatory Traffic Insurance in Türkiye, it only protects the other party.

If you want to protect your own vehicle against accidents, theft, or breakdown while abroad, you must add “Foreign Coverage” to your existing Casco policy. You can review our Comprehensive Insurance page for details or ask Panacea experts to check if your current policy includes this coverage.

Domestic Requirement: Traffic Insurance

The Green Card is only valid across borders. The moment you return to Turkish soil, this policy loses its effect, and your standard traffic insurance takes over. You can get the best quote for your domestic mandatory policy on our Compulsory Traffic Insurance page.

Which Insurance is Valid Where?

A simple table to clear up the confusion:

Feature	Traffic Insurance	Green Card Insurance	Casco (Foreign Add-on)
Validity Area	Only Türkiye	46 Member Countries	Worldwide (Optional)
Who it Protects	The Other Party	The Other Party	Your Own Vehicle
Requirement	Yes (Required by Police)	Yes (Required by Customs)	No (Optional)

Duration Options and Pricing

Green Card Insurance prices are fixed according to tariffs determined by the Turkish Motor Insurers’ Bureau (TMTB). You can obtain the policy for various durations depending on your needs:

Short-Term: 15 Days (Most popular), 1 Month, 3 Months. (Recommended for holiday travelers).
Long-Term: 6 Months, 1 Year. (More economical for those traveling abroad frequently for business or leisure).
Vehicle Type: Prices vary depending on whether it is a motorcycle, car, van, or truck.

If You Have an Accident Abroad…

Having an accident in a foreign country can be daunting, but that is the beauty of the Green Card system:

Show the Policy: Present the “original green copy” (or the black-and-white PDF printout in the new system) of your Green Card to the other party or the police.
Accident Report: Fill out the European Accident Statement (EAS) form. These forms are standardized; even if you fill it out in your own language, the fields correspond.
Notify the Bureau: The “Green Card Bureau” of the country where the accident occurred (addresses are listed on the back of your policy) takes over the proceedings. You won’t leave any debt behind when you return to Türkiye.

The official website of the Turkish Motor Insurers’ Bureau (TMTB) is the most authorized source for Green Card tariffs, member countries, and system operations. Panacea Insurance, as an authorized TMTB agency, issues your policy instantly.

In conclusion, Green Card Insurance is the international passport for your vehicle. Take precautions before setting off to avoid waiting for hours at the border and risking your holiday budget. May your wheels roll smooth and your route lead to beauty with Panacea Insurance. Safe travels!

Belgeler

What is Green Card Insurance?
If you are planning a road trip from Türkiye to Greece or Bulgaria and onwards for a European tour, you need a document just as important as your passport: Green Card Insurance. Officially known as the “International Motor Insurance Certificate,” it is the product of a system established in Geneva in 1949. It is the international equivalent of the Mandatory Traffic Insurance found in Türkiye.
This insurance covers the material and bodily damages caused to third parties in the event of an accident abroad where you are at fault, within the traffic insurance limits of that specific country. At Panacea Insurance, we prepare your policy in minutes so that you do not experience stress at border crossings or get turned back for lacking documentation.
Why is it Mandatory at Customs?
The 46 member countries of the Green Card System (including all EU countries, Azerbaijan, Morocco, etc.) prioritize the safety of their citizens and roads. When a foreign-plated vehicle enters their borders and causes an accident, they must guarantee that their citizens’ damages are compensated.
Consequently, customs officers ask for your Green Card Insurance policy immediately after passport control. If you do not have this document or if it has expired, your vehicle will strictly not be allowed entry. To avoid searching for insurance at exorbitant prices at the border, it is best to obtain your policy from Panacea Insurance before you set off.
What Does the Policy Cover?
The Green Card is essentially a “Liability Insurance.” Its scope includes:
Third-Party Material Damage: Damage caused to the other party’s vehicle, building, or public property along the roadside.
Bodily Injury: Compensation to be paid in the event of injury, disability, or death of the driver or passengers in the opposing vehicle.
Legal Protection: Legal support provided by the Green Card Bureau of the country where the accident occurred during potential lawsuits filed against you.
Important Note: Coverage limits are determined by the traffic insurance laws of the country where the accident occurs, not the limits in Türkiye. For example, if you have an accident in Germany, Germany’s (usually very high) compensation limits apply.
Does the Green Card Pay for My Own Vehicle?
This is the most common mistake drivers make. Green Card Insurance DOES NOT cover damages to your own vehicle. Just like the Mandatory Traffic Insurance in Türkiye, it only protects the other party.
If you want to protect your own vehicle against accidents, theft, or breakdown while abroad, you must add “Foreign Coverage” to your existing Casco policy. You can review our Comprehensive Insurance page for details or ask Panacea experts to check if your current policy includes this coverage.
Domestic Requirement: Traffic Insurance
The Green Card is only valid across borders. The moment you return to Turkish soil, this policy loses its effect, and your standard traffic insurance takes over. You can get the best quote for your domestic mandatory policy on our Compulsory Traffic Insurance page.
Which Insurance is Valid Where?
A simple table to clear up the confusion:
Feature Traffic Insurance Green Card Insurance Casco (Foreign Add-on)
Validity Area Only Türkiye 46 Member Countries Worldwide (Optional)
Who it Protects The Other Party The Other Party Your Own Vehicle
Requirement Yes (Required by Police) Yes (Required by Customs) No (Optional)
Duration Options and Pricing
Green Card Insurance prices are fixed according to tariffs determined by the Turkish Motor Insurers’ Bureau (TMTB). You can obtain the policy for various durations depending on your needs:
Short-Term: 15 Days (Most popular), 1 Month, 3 Months. (Recommended for holiday travelers).
Long-Term: 6 Months, 1 Year. (More economical for those traveling abroad frequently for business or leisure).
Vehicle Type: Prices vary depending on whether it is a motorcycle, car, van, or truck.
If You Have an Accident Abroad…
Having an accident in a foreign country can be daunting, but that is the beauty of the Green Card system:
Show the Policy: Present the “original green copy” (or the black-and-white PDF printout in the new system) of your Green Card to the other party or the police.
Accident Report: Fill out the European Accident Statement (EAS) form. These forms are standardized; even if you fill it out in your own language, the fields correspond.
Notify the Bureau: The “Green Card Bureau” of the country where the accident occurred (addresses are listed on the back of your policy) takes over the proceedings. You won’t leave any debt behind when you return to Türkiye.
The official website of the Turkish Motor Insurers’ Bureau (TMTB) is the most authorized source for Green Card tariffs, member countries, and system operations. Panacea Insurance, as an authorized TMTB agency, issues your policy instantly.
In conclusion, Green Card Insurance is the international passport for your vehicle. Take precautions before setting off to avoid waiting for hours at the border and risking your holiday budget. May your wheels roll smooth and your route lead to beauty with Panacea Insurance. Safe travels!

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