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What is Hangar Keeper’s Liability Insurance?

Hangar Keeper’s Liability Insurance is a specialized type of insurance that secures the damages airport operators, maintenance companies, or aircraft hangar owners may cause to the property or lives of third parties. Damages resulting from fire, impact, maintenance errors, or accidents that may occur while the aircraft is in the hangar area are covered under this policy. In this way, businesses are protected against financial losses in the face of unexpected events.

Who is it Suitable For?

Hangar insurance is designed for airline companies, aircraft maintenance and repair organizations (MROs), general aviation businesses, and airport managements. Additionally, private jet or helicopter owners, air taxi operators, and ground handling providers can also benefit from this insurance coverage. The insurance facilitates risk management by covering both operational liabilities and third-party damages.

Scope of Coverage

• Damage to the aircraft located in the hangar,
• Damages arising from mechanical or electrical failures occurring during maintenance,
• Physical damages resulting from fire, explosion, or impact,
• Material and bodily damages that may be caused to third parties,
• Errors that may occur during loading, transportation, or towing processes.

The policy is valid for the duration the aircraft is in the hangar. It can optionally be extended to cover maintenance or test flight periods.

Exclusions from Insurance Coverage

The policy does not cover intentional acts, war or terror events, nuclear risks, and situations involving serious violations of maintenance procedures. However, if requested, war and sabotage coverage can be included in the policy by paying an additional premium.

Why is Hangar Keeper’s Liability Insurance Important?

Since aircraft are high-cost assets, even a small mistake in the hangar can lead to serious financial losses. Hangar Keeper’s Liability Insurance is the most effective solution for managing these risks. It ensures that potential compensation claims are met by protecting both the business and the owner of the aircraft. Additionally, according to legal regulations, this insurance is mandatory for many maintenance organizations in 2026.

Advantages of Hangar Insurance with Panacea Insurance

• Business-specific coverage limits,
• Fast assessment and compensation process after damage,
• Expansion of scope with additional coverages,
• Suitable solutions for local and foreign airline operations,
• Expert consultancy of Panacea Insurance in the field of aviation.

Legal Basis

Hangar Keeper’s Liability Insurance is issued in accordance with the Insurance Association of Türkiye (TSB) General Insurance Conditions and SEDDK Insurance Legislation. These regulations determine the scope of the policy and the rights and responsibilities of the insured.

How Can I Get a Quote?

Panacea Insurance experts suggest the most suitable policy by analyzing your business’s field of activity. The quote process is completed in just a few minutes. Customized pricing is made according to your aircraft type, hangar capacity, and field of activity. Technical support and professional consultancy services are offered throughout the entire process. In short, Hangar Keeper’s Liability Insurance is the security shield of every business working with aircraft. Take risks under control with Panacea Insurance, and ensure both legal and financial guarantee.